Privacy Policy

Wishfin.com along with its parent company (including its representatives, affiliates, and business partners) will store and process your data only in servers located within India, in accordance with RBI circular on Digital Lending dated 2nd September, 2022 and any other applicable regulations. We ensure that any customer data collected will be need-based, with your prior and explicit consent.

We collect and store information you provide on our website, as necessary for the products or services you've chosen. This includes:

• First name and last name
• Gender and date of birth
• Email address and phone number
• Income and employment details
• PAN card details
• City and address information

You have the option to withhold certain information, but this may limit your access to some of our services and features.

By registering at wishfin.com, you consent to us and our partnering Banks/NBFCs and Advertisers to use and disclose your personal information to:

• Provide the services you have requested
• Administer, improve and personalize your experience
• Measure consumer interest in our platforms and services
• Send SMS/email alerts for login details and important notifications
• Analyze the accuracy, effectiveness, and popularity of the services
• Prevent fraud and abuse of the services
• Meet legal, regulatory and self-regulatory requirements

Wishfin.com will not sell or rent your personal information to anyone other than as specifically noted herein. We may share your personally identifiable information with our employees, agents, business partners, CICs and service providers we have a tie up with, for the purposes as set out in this Privacy Policy. These third parties are required to handle your information using the same level of care and confidentiality as is followed by Wishfin.

If you feel that we do not require the retention of your personal information or if you ask us to delete or remove your personal data where you think we do not have the right to process it, we shall destroy or delete such information. You may, at any time, withdraw the consent given earlier by writing to us at contactus@wishfin.com. However, in case of withdrawing consent, Wishfin.com shall have the option to stop providing you the services for which the information was sought.

Wishfin.com is an ISO/IEC 27001:2022 certified organization ensuring applicable compliance standards on information security. We employ appropriate technical and organizational security measures to protect the information we collect from you. We use multiple electronic, procedural, and physical security measures to protect against unauthorized or unlawful use or alteration of information.

However, no method of transmission over the Internet is 100% secure. You are responsible for maintaining the confidentiality of your login credentials and may not provide these to any third party.