ReferWishfin

For DSA partners · Android app

Join Wishfin. Refer loans. Earn commissions.

Download the Wishfin DSA Partners app, register with us and start your earning journey.

Download & RegisterAvailable on Google Play
India's First AI Financial Advisor

Find India's Best Loan or Credit Card in 2 Minutes

AI compares 40+ banks instantly. Free, unbiased, zero CIBIL impact.

No signup needed 100% free

40+
Partner Banks & NBFCs
100%
Unbiased Advice
2 min
Avg. Match Time
Zero
CIBIL Impact

Our AI-Powered Products

Choose a product and get matched with the best offer in minutes

Personal Loan AI

Powered by Gemini

Get instant loan recommendations based on your income, credit score & needs.

₹50K - ₹50L10.5% onwards
Chat with AI Advisor

Credit Card AI

Powered by Gemini

Find the perfect credit card for your lifestyle — cashback, travel, fuel benefits.

CashbackTravel Rewards
Chat with AI Advisor

Home Loan

Compare 40+ Banks

Get the best home loan rates. Compare EMIs, eligibility & processing fees across banks.

8.5% onwardsUp to ₹5 Cr
Apply Now 🏠 Loan Health Monitor →

How It Works

3 simple steps to your best financial match

1. Chat with AI

Share your income, needs & preferences in a simple chat

2. Get Matched

AI analyzes 40+ banks to find the best options for you

3. Apply Direct

Apply directly with your chosen bank — no middlemen fees

Refer Friends. Earn Up to ₹15,000

Join Wishfin Partner Program — refer friends for loans and earn guaranteed rewards for every successful disbursal

1

Register Free

Quick signup, instant approval

2

Refer Friends

Share details, we handle the rest

3

Earn Rewards

Get paid on every disbursal

Reward Structure

Personal Loan ≤ ₹2L₹2,000
Personal Loan ₹2-5L₹5,000
Personal Loan ₹5-10L₹7,000
Personal Loan ₹10L+₹10,000
Home Loan (all amounts)₹5,000 - ₹15,000

Join 12,000+ partners already earning

No joining fees • Instant verification • Guaranteed payouts

Financial Insights

Tips and guides for smarter borrowing

Instant Approval
Instant Personal Loan Approval Online: Why It Happens Fast
Learn why instant approval doesn't happen by chance — and how to get it with the right signals.
By Wishfin Team 7 min read
750
Credit Score
Minimum CIBIL Score for a Personal Loan in India
What CIBIL score do you need? Learn the minimum requirements and how to improve your chances.
By Wishfin Team 4 min read
Rate Guide
How to Get the Lowest Personal Loan Rate in 2026
A practical guide to getting the best interest rate — credit score tips, lender comparison, and fee traps.
By Wishfin Team 6 min read

Backed by 40+ Top Banks

We compare offers from India's leading financial institutions

SBI
HDFC Bank
ICICI Bank
Axis Bank
Bajaj Finance
Tata Capital
L&T Finance
Kotak Bank

View all 40+ partner banks & NBFCs →

Free Financial Tools

Explore our suite of free tools and resources

🥇Live Gold RatesToday's IBJA prices🏦IFSC Code SearchFind any branch IFSC🧮Personal Loan EMI CalculatorCalculate loan EMI📊Debt ConsolidationReduce your EMIs📈Check CIBIL FreeKnow your score📝Financial BlogTips & guides🏠Home LoanBest rates from 40+ banks💰Card DiscountsToday's card offers
🔍 New Tool — Free

Personal Loan Rejected?

Find out exactly why your loan was rejected — FOIR, CIBIL, employment, income. Get a personalised fix plan in 30 seconds.

✅ No registration✅ No CIBIL impact✅ Instant result

Personal Loans in India – Compare, Calculate & Apply

Compare personal loan interest rates from 40+ banks and NBFCs, estimate your monthly EMI and understand your options before applying. Explore guides on eligibility, rejection and debt consolidation.

Explore guidance by city

Loan Help for Your City

Personalised guidance in your regional language — find out why your loan was rejected or how to clear credit card debt.

मराठी
Mumbai
Personal Loan Rejected in MumbaiCredit Card Debt Help in Mumbai
हिंदी
Delhi
Personal Loan Rejected in DelhiCredit Card Debt Help in Delhi
ಕನ್ನಡ
Bangalore
Personal Loan Rejected in BangaloreCredit Card Debt Help in Bangalore
తెలుగు
Hyderabad
Personal Loan Rejected in HyderabadCredit Card Debt Help in Hyderabad
தமிழ்
Chennai
Personal Loan Rejected in ChennaiCredit Card Debt Help in Chennai
मराठी
Pune
Personal Loan Rejected in PuneCredit Card Debt Help in Pune
বাংলা
Kolkata
Personal Loan Rejected in KolkataCredit Card Debt Help in Kolkata
ગુજરાતી
Ahmedabad
Personal Loan Rejected in AhmedabadCredit Card Debt Help in Ahmedabad
हिंदी
Gurgaon
Personal Loan Rejected in GurgaonCredit Card Debt Help in Gurgaon
हिंदी
Lucknow
Personal Loan Rejected in LucknowCredit Card Debt Help in Lucknow
हिंदी
Jaipur
Personal Loan Rejected in JaipurCredit Card Debt Help in Jaipur
मराठी
Nagpur
Personal Loan Rejected in NagpurCredit Card Debt Help in Nagpur
हिंदी
Indore
Personal Loan Rejected in IndoreCredit Card Debt Help in Indore
हिंदी
Bhopal
Personal Loan Rejected in BhopalCredit Card Debt Help in Bhopal
தமிழ்
Coimbatore
Personal Loan Rejected in CoimbatoreCredit Card Debt Help in Coimbatore
View Credit Card Debt Help by City →
View all cities

Personal Loan Questions, Answered

How can I compare personal loan offers?

Use the personal loan advisor to explore options based on your income, credit profile and borrowing needs. Compare interest rates, processing fees and repayment terms before applying. Final eligibility and approval are determined by the lender.

What does a personal loan EMI calculator show?

An EMI calculator estimates your monthly repayment using the loan amount, interest rate and tenure you enter. The estimate does not include all possible lender charges; check the lender's final repayment schedule and fees.

What should I do if my personal loan is rejected?

Ask the lender for the reason, review your credit report and check your income, existing EMIs and application details. The rejection analyzer can help identify possible issues, but it cannot guarantee approval.