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IFSC Code Search — Find Any Bank Branch in India

Search IFSC code of any bank branch. Get bank name, address, MICR code, NEFT/RTGS/IMPS/UPI status instantly.

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What is IFSC Code?

Understanding the Indian Financial System Code

IFSC Code Explained

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify every bank branch participating in electronic fund transfer systems like NEFT, RTGS, and IMPS.

Why Do You Need IFSC Code?

IFSC code is required for all electronic fund transfers in India. Whether you're sending money via NEFT, RTGS, IMPS, or setting up automatic payments, you need the recipient's bank IFSC code along with their account number.

IFSC Code Format

Every IFSC code follows a fixed format of 11 characters. Understanding the structure helps you verify if a code is valid before making a transaction.

SBIN
First 4 chars = Bank Code
0
5th char = Reserved (always 0)
001234
Last 6 chars = Branch Code

How to Find Your IFSC Code

4 easy ways to find the IFSC code of any bank branch

1

Search on Wishfin

Use our IFSC search tool above. Enter the 11-character code and get instant results with full branch details.

2

Check Your Cheque Book

The IFSC code is printed on every cheque leaf, usually on the top-left corner near the MICR code strip.

3

Bank Passbook or Statement

Your bank passbook or account statement has the IFSC code printed on the first page along with your account details.

4

Net Banking / Mobile App

Log into your bank's net banking or mobile app. Your branch IFSC code is usually displayed in your account profile.

Search IFSC Code by Bank

Click on any bank to find IFSC codes of all its branches

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Frequently Asked Questions about IFSC Code

What is IFSC Code?
IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies every bank branch in India. It is used for NEFT, RTGS, and IMPS electronic fund transfers. The code is assigned by the Reserve Bank of India (RBI).
How to find IFSC Code of my bank?
You can find your IFSC code on your bank cheque book (printed on the left side), passbook, bank statement, or by searching on our IFSC finder above. You can also find it on your bank's official website or the RBI website.
What is the format of IFSC Code?
An IFSC code has 11 characters: the first 4 characters represent the bank (e.g., SBIN for SBI, HDFC for HDFC Bank), the 5th character is always 0 (reserved for future use), and the last 6 characters identify the specific branch.
Is IFSC Code same for all branches of a bank?
No. Each branch of a bank has a unique IFSC code. Even two branches of the same bank in the same city will have different IFSC codes. Only the first 4 characters (bank code) remain the same across all branches of a bank.
What is the difference between IFSC and MICR code?
IFSC (Indian Financial System Code) is used for electronic fund transfers like NEFT, RTGS, and IMPS. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing. Both identify bank branches but serve different purposes.
Can I do UPI transfer using IFSC code?
UPI transfers typically use UPI IDs or mobile numbers, not IFSC codes directly. However, you can use IFSC code + account number to send money via NEFT, RTGS, or IMPS through your UPI app's bank transfer feature.
How many banks are there in India with IFSC codes?
India has approximately 200+ scheduled commercial banks (including public sector, private sector, foreign, regional rural, and small finance banks) with over 1.5 lakh branches, each having a unique IFSC code assigned by RBI.

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