Know people who need a personal loan or business funding? A loan DSA partnership lets you help customers explore suitable borrowing options and earn commission on eligible disbursed cases under your partner agreement.

Start your loan DSA application with ReferWishfin by sharing your contact details, location and experience. Before you begin sourcing cases, understand the onboarding requirements, available products and payout conditions.

Apply for Loan DSA Registration

What is a loan DSA?

DSA stands for Direct Selling Agent. A loan DSA introduces prospective borrowers to a lender or works through a loan distribution partner. The role can include understanding a customer’s requirement, explaining the application process and helping arrange the requested documents.

The lender assesses the application and decides whether to approve the loan. A DSA cannot guarantee approval, a particular interest rate or a fixed loan amount.

Who should consider becoming a loan partner?

This work may suit people who already speak to customers about money, property or business needs. Examples include loan agents, sales professionals, insurance advisers and business owners with a relevant customer network, subject to their existing professional obligations.

New applicants can also enquire about onboarding. Before committing, consider whether you can spend time learning lender requirements, following up on documents and keeping customers informed. An existing network helps, but accurate guidance and consistent follow-up matter more than simply collecting phone numbers.

How to apply for loan DSA registration

  1. Share your details. Provide your name, mobile number, email, city and the loan products you want to work with.
  2. Discuss your profile. Explain your experience, customer network and whether you will apply as an individual or business.
  3. Complete verification. Submit the documents requested for your applicant type through the designated secure channel.
  4. Review the agreement. Understand your responsibilities, commission eligibility, payment process and any applicable charges before accepting.
  5. Confirm activation. Obtain confirmation of the products and submission channels available to you before introducing cases.

Keep your registration and customer applications separate. Completing a partner application does not mean a customer has applied for a loan.

What happens after registration?

Once your partnership is approved and activated, understand how each case will be attributed to you. Depending on the arrangement, this may involve an assigned partner ID, an authorised link or a specified case submission process.

For every customer, record the requirement, consent, submission reference and latest status. Ask how missing documents, lender queries and disbursal confirmation will be communicated. A clear process helps prevent disputes over case ownership and commission.

How do loan DSAs earn?

Commission depends on the agreed product and lender terms. A submitted lead or an approved application may not qualify for payment; the agreement determines the qualifying event and settlement conditions.

For an explanation of gross commission and possible adjustments, read our loan DSA commission guide.

Questions before you apply

Is loan DSA registration a salaried job?

A DSA partnership is generally a commission-based arrangement. Do not assume it includes a salary, employee benefits or guaranteed monthly earnings. Check the written terms.

Can I apply without previous loan sales experience?

You can enquire as a new applicant. Acceptance depends on the partner’s onboarding criteria and verification. Ask what product guidance is available before you start.

Does registration give me a direct bank DSA code?

Not necessarily. A marketplace or sub-DSA arrangement can use the distributor’s authorised process. Direct bank empanelment is a separate arrangement; confirm which relationship you are entering.

Which documents should I prepare?

Review the DSA eligibility and documents checklist and confirm the final list for your applicant type.

Ready to discuss a partnership? Start your loan DSA application.

Your next step

Enquire about a DSA partnership

Tell us about yourself and the products you would like to work with. This is a partner enquiry, not a customer loan application. Submission does not guarantee acceptance.

Products of interest (choose at least one)

Do not enter PAN, Aadhaar or bank details here. Any requested KYC documents belong in the authenticated onboarding process. Product availability and partnership terms are confirmed during onboarding.